Excellent article, very well explained on various levels. The only arguments I would make are about the lack of communication and the dividend payout in March, which isn’t happening as you state. The XRL token is now a utility and must be loaded onto the platform (circumvents being a security/dividend coin) so the planned dividend in March no longer applies as users of the platform can collect profits every two weeks! The profit earned thru March will be added to the total pool value, not paid out as a dividend, further increasing the minimum value of each token.

The issue with communication is far overstated and only in the crypto paradigm does it look like Rialto lacks communication. Rialto does not have a chat with endless memes and pump strategies to artificially inflate the price. They are focused on launching a quality product and one of the few actual working products in crypto. As you mentioned for other reasons regarding low price, because Rialto isn’t pumping itself people are bailing for other “moon” projects, those bailing call it bad communication by Rialto, but the reality is those people didn’t get the 10x moon-hype that is so prevalent in crypto but is actually really harmful. (Bitconnnneeeeccccttt!) The Rialto social media rep responds daily to any questions that haven’t been beaten to death or will not reveal any specific strategy info. Rialto has a monthly AMA for top 10 votes questions, publishes a blog every few weeks and an extensive quarterly report on their algorithms and business direction. For any legit traditional business this would be excellent, but in crypto it’s called “bad communication”…

But on a positive note, again excellent write up, Rialto will really begin showing its potential thru Q2-Q3. I am a bag holder since ICO and have been adding to that pile ever since.